Founded in 1917 and based in Lincoln, Nebraska, Union Bank & Trust is known for its stability, flexibility, and innovation.  Through our strategic alliance, NBS processes ACH payments through the Union Bank & Trust network.   In addition, Union Bank & Trust and NBS work together to fully automate returns processing through our QuikPAY system.

Wells Fargo & Company is a diversified financial services company providing banking, insurance, investments, mortgage, and consumer finance through almost 6,000 stores, the internet, and other distribution channels across North America and internationally. Wells Fargo has $575 billion in assets and 159,800 team members across 80+ businesses.

Nelnet Business Solutions works with Wells Fargo in a variety of capacities, notably to process and distribute back to its clients over $2 billion in ACH transactions each year.

NACHA, The Electronic Payments Association is a not-for-profit association that oversees the Automated Clearing House (ACH) Network, one of the largest electronic payment networks in the world. More than 18 billion ACH payments were exchanged in 2007. NACHA is responsible for the administration, development, and enforcement of the NACHA Operating Rules and sound risk management practices for the ACH Network. NACHA represents more than 11,000 financial institutions through direct membership and 19 regional payments associations. NACHA and its members provide education, tools, and resources to increase the adoption of ACH payments to benefit businesses, consumers, and governments. NACHA administers the Accredited ACH Professional (AAP) designation which distinguishes its bearers as members of an elite corps of payments system professionals. NBS retains staff that is AAP certified.

American Express Company is a diversified worldwide travel, financial, and network services company founded in 1850. It is a world leader in charge and credit cards, Travelers Cheques, travel, financial planning, business services, insurance, and international banking. NBS and AMEX have teamed to offer credit card services to colleges and universities throughout North America at reduced rates and as part of the NBS Service Charge Program.

The Discover Business Services network, along with the Discover Card brands, are operated by Discover Financial Services, Inc., a business unit of Morgan Stanley, for its more than 50 million Cardmembers and more than 4 million merchant and cash access locations. Discover Business Services' Government Accounts Group exclusively focuses on education, utilities, transportation, plus local, state, and federal governmental entities.

NBS and Discover have teamed to offer credit-card services to colleges and universities throughout North America at reduced rates and as part of the Company's Service Charge Program.

MasterCard International is a global payments company with one of the most recognized and respected brands in the world. They manage a full range of payment programs and services, including MasterCard^® credit cards, MasterCard debit cards, Maestro^® online debit cards, Cirrus^® ATM cash access, and related programs.

NBS and MasterCard have teamed to offer credit card services to colleges and universities throughout North American at reduced rates and as part of the Company's Service Charge Program.